Terms of Service

1. Acceptance of Terms

By accessing and using SkillChirp ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

SkillChirp provides educational content, skill tracking, and learning resources. Our services include:

• Trending skills analysis and insights
• Structured learning courses and materials
• Progress tracking and achievement systems
• Community features and user interactions
• Data-driven career guidance

3. User Responsibilities

As a user of SkillChirp, you agree to:

• Provide accurate and complete information when creating an account
• Maintain the security of your account credentials
• Use the service for educational and professional development purposes only
• Respect intellectual property rights and not reproduce content without permission
• Not attempt to gain unauthorized access to our systems or other users' accounts
• Not use the service for any illegal or unauthorized purpose
• Not interfere with or disrupt the service or servers

4. Data and Information Usage

The information provided by SkillChirp is for educational and business insight purposes only. You acknowledge that:

• All data and insights are provided "as is" without warranty
• SkillChirp is not liable for financial decisions based on the insights provided
• Market conditions can change rapidly and past performance doesn't guarantee future results
• You should conduct your own research before making career or business decisions

5. Intellectual Property

All content on SkillChirp, including but not limited to text, graphics, logos, images, and software, is the property of SkillChirp or its content suppliers and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, or create derivative works from this content without explicit written permission from SkillChirp.

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

By using our service, you consent to the collection and use of information as outlined in our Privacy Policy.

7. Payment and Subscription Terms

For premium features and courses, the following terms apply:

• All fees are charged in advance on a recurring basis
• Subscriptions automatically renew unless cancelled before the renewal date
• Refunds are provided according to our refund policy
• We reserve the right to change pricing with 30 days notice
• Payment processing is handled securely through Stripe

8. Account Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

You may terminate your account at any time by contacting our support team or through your account settings.

9. Limitation of Liability

SkillChirp shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

Our total liability to you for any claims arising from the use of our service shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Disclaimers

The service is provided "as is" and "as available" without warranties of any kind, either express or implied. SkillChirp disclaims all warranties, including but not limited to:

• Warranties of merchantability and fitness for a particular purpose
• Warranties that the service will be uninterrupted or error-free
• Warranties regarding the accuracy or reliability of any information provided
• Warranties that defects will be corrected

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page and updating the "Last updated" date.

Your continued use of the service after any changes constitutes acceptance of the new terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at: